Paying for care
What Long-Term Care Insurance Covers
How long-term care policies work, what they usually cover, and the limitations to watch for.
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Long-term care insurance is a specialty policy purchased before a person needs care, intended to pay for services that Medicare does not cover. If your parent has a policy, that is good news — but the terms vary widely.
If you have a policy in hand and aren't sure how to read it, please reach out — we've seen many of them and can help you find the important clauses.